Commercial Client Energy Financing Overview

1. Pre-Qualification – Complete the listed Pre-Q Checklist items. We will then review the information, and within a few business days generate an initial approval. This approval will be a soft approval “Estimated Term Sheet”. This is a preliminary decision determined by economic viability, project metrics, and parameters as provided. Should the project be weak in some areas, suggestions may be made to help make the project successful. The “Estimated Term Sheet” is good for 14 days and must be signed in order to proceed to the second phase of “Underwriting”.

2. Underwriting – With the Pre-Qualification phase and the signed “Estimated Term Sheet” satisfied, we calendar 21 days to complete the gathering of documentation for the Underwriting phase. During this phase, your assigned MVF transaction coordinator will be working with the business point of contact to collect the necessary items and documentation to fulfill the Underwriting and due diligence criteria. Once approved, an Underwriting phone call will be made prior to funding to discuss the final terms and details of the financing.

Underwriting Checklist

1) Estimated Term Sheet- Signed

2) Mutual NDA

3) Three most recent Fiscal-Year-End Corporate Tax Returns (ALL PAGES, provide copy of Tax Extension if most recent year is not available).

4) Three most recent Year-End Audited Financial Statements.

5) Current YTD Financial Statements (no older than 90 days)

6) Three most recent monthly Bank Statements (complete statements all pages)

7) Current Schedule of Debts

8) Three Years Personal Tax Returns for All Owners (ALL PAGES, C corporation & Non Profit Exempt)

9) 990 form for Three most recent years for Non Profit Organizations

To be completed by Installer and Sales

10) Project Fact Sheet
A) Must be completed by Installer
B) Must be completed by Sales